Organized Effort

There are many days I start work without making a plan for what I want to accomplish. These are usually the days I get very little done.

The days I tend to get a lot done are the days I get organized; the days I make a list of all the things I have to get done. The thing is, making this list doesn't take long at all. Usually it only takes at most five minutes to make this list. Most of the time I have most of the things I want to do already in my head. I just need to write them down.

I only have to write the things that are in my head at the time. As I think of other things I want to do throughout the day, all I have to do is add them to the list.

Now that I have the list I can group together the things I need to do by determining which tasks can be done at the same time. I will usually run the clothes and the dishes at the same time. Then when both are done I will empty both an put away the dishes and fold and put away the clothes.

While I am waiting for the machines to clean the dishes and the clothes, I can be writing or doing yard-work or dusting and vacuuming or any number of other tasks that need to be done.

The idea is to organize yourself. Know what needs to be done. Have a way to remember all the things that need to be done, and make that list disappear. Having a list will keep you from procrastinating, keep you from forgetting what is next when you are done with one task. It will keep you organized. 

There is Plenty of Money

We make money everyday. I don't mean that we earn money, I mean that we create money out of thin air. If you think about it, we look at the things around us and figure out how we can turn those things into something useful or a service that is helpful. Then people give us their money for that thing or service. Hence we are making money from stuff that was not there before.

Banks make money out of thin air as well. Let's say you make $100 and deposit into your account. The bank is allowed to lend 90% of that deposit to other people for their needs. Businesses will borrow money from the bank to pay their employees till the receive money from their clients. Their employees will deposit that money into their accounts. That means the bank has $190 on their books, $90 of which does not really exist. Now they do have th records stating the $90 in loans and they will get a return as the loanees pay back their debt. The thing is the bank can continue to loan out 90% of the deposits they receive. That means they can loan out $81 of that $90, putting $271 on the books from that original $100. Each of those dollars the bank is making interest on. That is also the reason it would be a bad thing if there was a run on the banks. There is no way the banks could ever give everyone the money they have in their accounts.

You can create money from your thoughts. People all over the world are blogging, and if they are doing it right, they are earning some kind of income from that ads on their blogs. The trick is to write about something people want to read about. If you are hear reading this you are helping me out just because the ads are on this page. If you see an ad for something you are interested in and you click on the ad, then I make even more money.

To make money out of thin air, all you have to do is look around and find a way to make something valuable out of the resources you already have available.

Tired of Being Poor

If you are like me, I assume most people are, you are in debt and have been since you were a teenager. I remember getting my first credit card and feeling all grown up. I thought, "Now I can buy the things I need." not realizing the things I thought I needed were not all that important, at least not enough to get myself into debt over.

Now I am hundreds of thousands of dollars in debt, including the mortgage on the house, and I'm sitting here thinking there is no reason why I should have gotten myself into such a bog hole. There is no reason why anyone should be in such a big hole.

If I can just show people they can live a normal life and not be in debt, maybe I can help someone stay out of what is killing most people in the United States. Then maybe along the way I can figure out how to get myself out of debt.